Shinhan Happy Housing (SHH)

Shinhan Happy Housing Features

1. SHH Secondary
2. SHH Take Over
3. SHH Refinancing
4. SHH Top Up 

Benefit

  • Interest rate 7.25% eff.p.a * Fixed 2 Year
  • Quick and Easy process
  • Low Down Payment
  • Period Up to 20 Years
  • Ease Installment payment, simply by providing funds at Shinhan Bank saving accounts (BSI Bank), debit every month for your home loan installment payment
  • Safely stored, ownership Certificate and other documents stored safely and at the time credit period is complete, it can be immediately returned to the Customer.

Interest Rate*

Shinhan Happy Housing

Floating Rates

Existing

Bi Rates 7 day + 3.65%

*) Interest rate subject to change anytime

 

Term and Conditions

  • Indonesian Citizen (WNI) domiciled in Indonesia
  • Foreign citizens who have Married Indonesia citizen
  • At least 21 years  old, is maximum of 55 years  old (for employee) and 60 years old (for professional/entrepreneur) during the end of credits
     

    No

    Documents

    Employee

    Professional

    Entrepreneurs

    1.

    Document application  form filled out completely and correctly

    2.

    Copy of ID/KITAS & husband/wife

    3.

    Copy of marriage certificate/Divorced (for the reply had been married/divorced)

    4.

    Copy of Family Card

    5.

    Copy of current account/savings last 3 months

    6.

    Copy of Tax Registration Number (NPWP)

    7.

    The original document of the last salary slip and income certificate Office

     

     

    8.

    Copy of balance sheet income/financial information last

     

    9.

    Copy of Deed Incorporation and Articles of Association of the company with the amendments and business license

     

     

    10.

    Copy of  license to practice the profession

     

     

    11.

    Copy of  documents collateral: SHM/SHGB,IMB & PBB