1. SHH Secondary
2. SHH Take Over
3. SHH Refinancing
4. SHH Top Up 

• Interest rate 7.25% eff.p.a * Fixed 2 Year
• Quick and Easy process
• Low Down Payment
• Period Up to 20 Years
• Ease Installment payment, simply by providing funds at Shinhan Bank saving accounts (BSI Bank), debit every month for your home loan installment payment
• Safely stored, ownership Certificate and other documents stored safely and at the time credit period is complete, it can be immediately returned to the Customer.

*) Interest rate subject to change anytime

• Indonesian Citizen (WNI) domiciled in Indonesia
• Foreign citizens who have Married Indonesia citizen
• At least 21 years  old, is maximum of 55 years  old (for employee) and 60 years old (for professional/entrepreneur) during the end of credits
   

  No	Documents	Employee	Professional	Entrepreneurs
  1.	Document application  form filled out completely and correctly	✔	✔	✔
  2.	Copy of ID/KITAS & husband/wife	✔	✔	✔
  3.	Copy of marriage certificate/Divorced (for the reply had been married/divorced)	✔	✔	✔
  4.	Copy of Family Card	✔	✔	✔
  5.	Copy of current account/savings last 3 months	✔	✔	✔
  6.	Copy of Tax Registration Number (NPWP)	✔	✔	✔
  7.	The original document of the last salary slip and income certificate Office	✔
  8.	Copy of balance sheet income/financial information last		✔	✔
  9.	Copy of Deed Incorporation and Articles of Association of the company with the amendments and business license			✔
  10.	Copy of  license to practice the profession		✔
  11.	Copy of  documents collateral: SHM/SHGB,IMB & PBB	✔	✔	✔